"These sound like personal speculations of JWs not something I ever read in a WTS publication."
yes, but sometimes these persons were highly placed and in a position to influence others, DO,CO, branch overseer etc and as they had all been "appointed by holy spirit" we were being unfaithful to "jehovahs arrangement" if we ignored their counsel..
also, no smoke without fire often proves true.
Thinking of branch overseers, the reason why we spent the early decades of our married life in rented rooms ( and many others did the same) was because at an international assembly back in the 1960's Wilf Gooch stated that having a mortgage to buy a house was making oneself "a part of this system of things", and starting a family was better put off until the "new order". To this day i can still see and hear that moment that convinced me that to please Jehovah we needed to forget about getting a place of our own and thus be in a position to start a family, in his words to keep our life "simple".
Were he and others like him conmen?
They got our trust and proceeded to abuse us, physically, materially and most of all spiritually.
No doubt in my mind that’s the worst kind of confidence trickster, one that leaves absolutely no part of your life untouched. A religious conman has to be the worst kind, a compulsive thief, liar and hypocrite.